Services offer:
Southern Advisory; an Authorised Representative of Charter Financial Planning offers a selection of almost 400 products sourced from over 40 fund managers and life insurance companies which are available to choose from. The financial planners of Charter financial planning can offer a range of insurance, investment, superannuation and retirement income stream products. Charter Financial Planning maintains an Approved Product List (APL), containing a list of financial products that have been researched by a number of external research houses. Services offered include;
SuperannuationSuperannuation is the cornerstone for fulfilling your retirement dreams. By effectively planning your superannuation contributions, you can plan to have sufficient savings to provide for your daily living expenses plus your special retirement plans (eg. a holiday or buying a boat). Superannuation can seem confusing sometimes, can’t it? Legislation is always changing and you just can’t keep on top of all the rules and regulations. Ocean Wealth Solutions can help you put in place a plan that will assist you to be financially prepared for an enjoyable retirement. More information
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Risk Planning - InsuranceWe all know life is full of uncertainties – unfortunately some of these uncertainties can potentially harm or even ruin us financially. That’s why financial protection is so important. Financial protection can give you peace of mind. So no matter what happens in life you can be secure in the knowledge that at least financially you’ll be able to cope. Don't let bad luck decide your financial future. Ocean Wealth Solutions can advise on Income Protection, Business Expense Protection, Life & TPD Insurance, Trauma Insurance and General Insurances. More information
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Retirement PlanningWhen you retire you have so many decisions to make. And these decisions are not just big decisions… they’re literally life altering! You have to decide where you are going to live, what to do with all your free time and how to spend or invest your money so that it lasts right through your retirement years. Retirement should be one of the most enjoyable stages of your life – a time to reward yourself for many years of hard work. It should be a time you can look forward to enjoying… not a time of uncertainty and confusion. Whether you are approaching retirement or have already retired.
Ocean Wealth Solutions can guide you towards the most effective solutions for your particular needs. Proper planning can help you to go through retirement with the confidence that you are financially secure. More Information |
Estate Planning ConsiderationsMany people think estate planning doesn’t apply to them despite being one of the most critical areas in the total management of your financial affairs, estate planning is often overlooked. So, what is estate planning? It’s the complete consideration of your assets and liabilities. Everyone can benefit from estate planning, regardless of the amount of money you have, your age, or your family status. As a minimum, we should all have a valid will and a power of attorney, which are reviewed every three years or so, or on major life events such as marriage, divorce or the birth of children or grandchildren. Estate planning can be used not only to distribute your wealth, but also to create and protect it. Ocean Wealth Solutions can assist in all your Estate Planning needs and objectives. However, we must liaise with a solicitor or trustee to draw up your will.
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Budgeting & SavingHaving trouble saving money? You’re not alone! Budgeting and saving is a little like keeping to a strict diet or a healthy exercise regime. We know we should do it, but we can always find a reason why we don’t.
Although many of us will earn over a million dollars during our working lives, we’ll only manage to save a fraction of it for ourselves. Where does it all go? Much of it is spent on luxuries and unnecessary items. These purchases add up, making it very difficult for us to reach our long-term savings goals. Proper planning and professional advice can help put a plan in place, so you too can start to look forward to more unplanned holidays or that investment property you have always spoken about. More Information |
Investment ServicesDo you find money slips easily through your fingers leaving you with very little at the end of the day? Would you like your hard-earned money to work harder for you? The biggest fallacy about investing is that it’s only for the rich. This is far from true - you don’t have to be wealthy to be an investor. In fact, investing is an effective way to create wealth. Put simply, investing involves putting your savings to work, helping you achieve your financial goals sooner. Wisely selected investments can increase your wealth, provide you with an income, or both. You’ve worked hard for your money; by investing it you can make it work for you.
We can work with you to help you achieve your financial goals – whatever your goals may be. More Information |
“This website provides general information only and is based on our interpretation of information available at the time of publication and is intended to provide general information only. Before making any financial or investment decisions, we recommend you consult a financial planner to take into account your particular investment objectives, financial situation and individual needs. Charter Financial Planning and its Authorised Representatives do not accept any liability for any errors or omissions of information supplied on this website.”
